Doug Lockyer
Ann Marie Giarrattano
Ji-Hyun Lee
Juan Elias
David Papworth

Visa commissioned a resources portal which would service its 17 million merchant partners in the US. The portal was driven by an artificial intelligence engine (Net Perceptions) which tailored the browsing experience and resources presented to the user, based on browsing history, stored preferences and answers to interview questions posited by a suite of animated assistants.